TEHNOLOGII BANCARE - FinTech | ENGLISH

SEPA Instant Credit Transfer scheme is operational

Trimite stirea unui prieten
Nume *
E-mail *
E-mail prieten *
Mesaj
Cod validare * Turing Number
Tastati codul din imagine (doar cifre)
195.154.184.126

Autor: Bancherul.ro
2017-11-21 12:28

The SEPA Instant Credit Transfer (SCT Inst) scheme created by the European Payments Council is operational.

As of today, nearly 600 payment service providers (PSPs) from eight European countries are offering instant payment solutions based on SCT Inst.

Transferring money in less than ten seconds

The scheme allows the electronic transfer of money – currently up to 15,000 euros – progressively across Europe in less than ten seconds, at any time and on any day of the year, including weekends and holidays. The transactions covered by the scheme must be denominated in euros.

Nearly 15 percent of European PSPs already offer services based on SCT Inst

The 585 PSPs participating in the SCT Inst scheme are located in eight European countries: Austria, Estonia, Germany, Italy, Latvia, Lithuania, the Netherlands and Spain. Customers from these PSPs – individuals, businesses, corporations and administrations – can now make and receive instant euro credit transfers within their national borders as well as cross-border (starting with these eight countries), with the funds being immediately available.

SCT Inst is an excellent substitute to cash and cheques

SCT Inst offers an endless list of convenient uses for all segments of customers. It is especially highly convenient, for example, if an individual needs to urgently send money to a relative, or to pay for a product or service that requires on-the-spot settlement. With regular credit transfers, it can take up to one business day for the beneficiary to see the money in their account.

What is next for SCT Inst?

This is only the beginning of the European journey towards instant payments. The geographical scope of SCT Inst will progressively span over 34 European countries. More PSPs  from major European countries are expected to join the scheme in 2018 and 2019.

Among them, PSPs from Belgium, Finland, Germany, Malta, the Netherlands, Portugal and Sweden.

What is more, the EPC will make the scheme evolve to better reflect market needs. This will be done in close dialogue with all payment stakeholders.

For example, the maximum amount per transaction will be regularly reviewed starting from November 2018. An increased maximum amount will make the scheme more attractive for companies.

With its numerous advantages, the SCT Inst scheme fully anchors European payments in the anywhere, anytime digital world. 

Source: EPC statement

Comentarii



Adauga un comentariu
Nume *:

E-mail *:
(nu se afiseaza pe site)
Subiect:
*
Comentariu:

Turing Number

Tastati codul din imagine (doar cifre)  



Adauga un comentariu folosind contul de Facebook

Alte stiri din categoria: ENGLISH



National Bank of Romania decided to keep unchanged the monetary policy rate at 2.25%

NBR Board decisions on monetary policy issues (press release) In January 2018, the annual inflation rate rose significantly to 4.32 percent from 3.32 percent in December 2017, before increasing to 4.72 percent in February, slightly below the forecasted detalii

NBG update on the sale of Banca Romaneasca

NBG update on the sale of Banca Romaneasca (press release): ​Bank of Greece (“NBG”) would like to inform investors in respect of its agreement to sell its subsidiary to OTP Bank Romania (“OTP”) that the National Bank of Romania detalii

OTP Bank could appeal National Bank of Romania decision to deny Banca Romaneasca takeover

OTP Bank statement: OTP Bank Plc. („OTP Bank”) informs hereby the capital markets that the National Bank of Romania in a management letter notified OTP Bank’s Romanian subsidiary bank on 14 March 2018 that it did not grant its approval for the detalii

National Bank of Romania blocks OTP Bank takeover of Banca Romaneasca

Press release on the NBR decision regarding the intention of OTP Bank to purchase Banca Românească:

The National Bank of Romania announces that, pursuant to Government Emergency Ordinance No. 99/2006 on credit institutions and capital adequacy, approved with detalii

Ultimele Comentarii

  • Creditul in Romania este un cancer!

    Rusine. Cand a fost BNR de acord cu ceva legat de protectia cetatenilor? De 10 ani tine de 6 pentru ... detalii

  • Plafonare dobanzi

    Unele IFN-uri sunt infiintate de banci si de acolo le vor veni dobanzi exorbitante fara a pata ... detalii

  • mda

    Eu cred că plafonarea sumei la o valoare de 100% este prea mare.... Ar trebui făcută pe praguri ... detalii

  • mda

    Plafonarea ar trebui sa fie aplicată în functie de indicele de dobândă pentru moneda in care se ... detalii

  • Buna

    Cum pot verifica cotul dacă eu sunt în Anglia plecată aplicație mai este valabila mai merge ... detalii