BANCI | Noutati EBA

EBA consults on strong customer authentication and secure communications under PSD2

Autor: Bancherul.ro
2016-08-15 09:05

The European Banking Authority (EBA) published today a Consultation Paper on draft technical standards on strong customer authentication and common and secure communication under the revised Payment Services Directive (PSD2).

These technical standards will ensure appropriate levels of security, while at the same time maintaining fair competition between all payment service providers and allowing for the development of user-friendly, accessible and innovative means of payment.

Directive (EU) 2015/2366 on payment services in the internal market (PSD2) entered into force in the European Union on 12 January 2016 and will apply as of 13 January 2018. The PSD2 has conferred 11 mandates on the EBA, one of which relates to the development, in close cooperation with the European Central Bank (ECB), of draft Regulatory Technical Standards (RTS) on strong customer authentication and secure and common communications (Article 98 of the PSD2).

In order to receive early input into this work, the EBA published a Discussion Paper in December 2015, which received 118 responses. The resulting RTS set out a harmonised framework aimed at ensuring an appropriate level of security for consumers, as well as Payment Service Providers (PSP). The RTS propose the adoption of effective and risk-based requirements, which will secure and maintain fair competition among all PSPs, and allow for the development of user-friendly, accessible and innovative means of payment.

The requirements cover strengthened customer authentication, enhanced protection of user's security credentials and common and secure open standards for communications between the various types of providers in the payments sector.

Consultation process

Responses to this Consultation Paper can be sent to the EBA by clicking on the "send your comments" button on the website.

All contributions received will be published following the close of the consultation, unless requested otherwise. Please note that the deadline for the submission of comments is 12 October 2016 and that no attachments can be submitted.

A public hearing will take place at the EBA premises on Friday 23 September 2016, from 14.00 to 17.00 UK time. In case the number of attendees exceeds capacity, the EBA may impose a restriction on the number of individuals that can attend from each organisation.

Individuals are therefore requested to await confirmation of their registration, which the EBA expects to send two weeks prior to the hearing.

Legal basis

The EBA has developed these RTS in accordance with Article 98 of Directive (EU) 2015/2366 on payment services in the internal market (PSD2), which requires the EBA to issue RTS ensuring an appropriate level of security for payment service users and payment service providers.

Source: EBA statement

Taguri: European Banking Authority (EBA) Autoritatea Bancara Europeana (ABE)

Comentarii

Adauga un comentariu

Adauga un comentariu folosind contul de Facebook

Alte stiri din categoria: Noutati EBA

Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis

Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis – Consolidated version updated on 2 December 2020 1. Executive summary The outbreak of the COVID-19 pandemic and the response detalii

The EBA reactivates its Guidelines on legislative and non-legislative moratoria

After closely monitoring the developments of the COVID-19 pandemic and, in particular, the impact of the second COVID-19 wave and the related government restrictions taken in many EU countries, the European Banking Authority (EBA) has decided to reactivate its Guidelines on legislative and non-legislative moratoria. This reactivation will ensure that loans, which had previously not benefitted from payment moratoria, can now also benefit from them. The role of banks to ensure the continued flow of lending to clients remains of utmost importance and with the reactivation of these Guidelines, the EBA recognises the exceptional circumstances of the second COVID-19 wave. The EBA revised Guidelines, which will apply until 31 March 2021, include additional safeguards detalii

EBA publishes 2018 EU-wide stress test results

The European Banking Authority (EBA) published today the results of the 2018 EU-wide stress test, which involved 48 banks from 15 EU and EEA countries, covering broadly 70% of total EU banking sector assets. The adverse scenario has an impact of -395 bps on banks´ CET1 fully loaded detalii

EBA launches 2018 EU-wide transparency exercise

The European Banking Authority (EBA) launched today its fifth annual EU-wide transparency exercise. In December 2018, together with the Risk Assessment Report (RAR), the EBA will release over 900000 data points on about 130 EU banks. The data will cover capital positions, risk exposure amounts, detalii

Vezi toate stirile

21.11.2024

1 EUR = lei
1 USD = lei

Sursa BNR

Profil de Bancher

Gheorghe Gherghinescu, Directorul sucursalei Dolj a BNR
BNR

... vezi profil

Toate Profilele

Profil de Banca

Banca Transilvania

vezi detalii

Toate Bancile

Filmul Parking, un cliseu plictisitor

Toate stirile

ING Bank

Toate stirile

Ultimele Comentarii

LOAN OFFER
Buna ziua Aceasta pentru a informa publicul larg că oferim împrumuturi celor care au nevoie de ... detalii
!
Greu cu limba romana! Ce legatura are cuvantul "ecosistem" din limba romana cu sistemul de plati ... detalii
Bancnote vechi
Am 2 bancnote vechi:1-1000000lei;2-5000000lei Anul ... detalii
Bancnote vechi
Numar de ... detalii
Bancnote vechi
Am 3 bancnote vechi:1-1000000lei;1-5000lei;1-100000;mai multe bancnote cu eclipsa de ... detalii

Nume	*
E-mail	*
E-mail prieten	*
Mesaj
Cod validare	*
	Tastati codul din imagine (doar cifre)
	195.154.184.126