OTP Bank Romania launches OTP Mentor, a complete financial counselling programme, addressing all those who want to streamline their financial resources. rnrnOTP Mentor has two components, managing thus to address all customer typologies, from the busiest ones, who prefer to manage their personal budgets online, to those who choose to ask the support of the counsellors from bank units.rnrnThus, www.dresoruldelei.ro platform is the online component of OTP Mentor programme, by means of which those who access it free-of-charge can develop an action plan in line with their own objectives.rnrnOnce the first step is made, the customer has the option to set a meeting with a financial counsellor of OTP Bank Romania, who will help him/her to detail an action plan developed according to the customer’s profile and lifestyle and adjusted to his/her marital status: marriage, birth of a child etc.rnrn“We live times when the saving culture is becoming an obligation which every one of us must assume. rnThere are various saving methods, as there are also various options to increase our revenues. What we intend, through the OTP Mentor programme, is to correctly inform the customers about these methods and help them streamline their financial resources. In addition to the online platform, which is the first step in initiating a saving culture, we provide the customers with a team of advisors specially prepared to help them, by conducting detailed financial customers profile analysis, based on which they can subsequently propose an adapted financial plan, as well as a range of products meant to contribute to success of the plan”, declared László Diósi, CEO OTP Bank Romania.rnrnOTP Mentor provides those interested with a series of advantages like:rnrn- Analysis of the current financial situation and of the personal objectives for which they are already saving money;rn- Analysis of the goals and development of an action plan to achieve these goals;rn- Implementation of the action plan, using products and services corresponding to their personal profile and objectives;rn- Adaptation of the investment plan according to how their lifestyle and objectives are changed.rnrnOTP Bank Romania is a subsidiary of OTP Bank, the largest independent banking group from Central and Eastern Europe. OTP Bank provides universal services in Hungary, Romania, Montenegro, Croatia, Bulgaria, Russia, Ukraine, Slovakia and Serbia for more than 12 million customers, through a territorial network of over 1500 units, the ATM network and electronic channels.
Nu există comentarii pentru această știre.
The neutral nominal rate in Romania has been falling since the start of inflation targeting in 2005. The Taylor Rule clearly shows that interest rates peaked in 2022 and have been on a clear downward path ever since.Furthermore, the model estimates a long-term neutral nominal rate of around 3.9%, which is the equivalent of approx. 1.4% real.Using a more sophisticated model (i.e. New York FED’S HLW model), the real neutral interest rate in Romania is estimated currently at around 1.5% (1.7% 2023 average) and the historical mean at 1.2%.This implies a neutral nominal rate between 4.00% and 4.50%. In the past decade, the NBR real effective rate was below the neutral rate and only over the past year climbed above the neutral mark.Source: Erste Bank
Press Release:"Alpha Services and Holdings announces a strategic partnership with UniCredit in RomaniaMerger of Alpha Bank Romania and UniCredit Bank Romania and creation of third largest bank in Romania by... detalii
NBR Board decisions on monetary policyIn its meeting of 4 April 2023, the Board of the National Bank of Romania decided:• to keep the monetary policy rate at 7.00 percent per annum;• to leave unchanged the lending (Lombard) facility rate at 8.00 percent per annum and the deposit facility rate at 6.00 percent per annum;• to keep the existing levels of minimum reserve requirement ratios on both leu- and foreign currency-denominated liabilities of credit institutions.The annual inflation rate went down to 15.52 percent in February 2023, from 16.37 percent in December 2022, relatively in line with forecasts. The decrease was mainly driven by the sizeable drop in the dynamics of fuel and electricity prices, under the impact of significant base effects and the change made to the energy price capping and compensation scheme starting 1... detalii
ING press release:ING posts FY2022 net result of €3,674 million,proposed final 2022 dividend of €0.389 per share 4Q2022 profit before tax of €1,711 million; CET1 ratio remains strong at 14.5%•Profit before tax up 29% on 4Q2021 and 24% on 3Q2022, mainly driven by higher income•Higher net interest income, as a further increase in liability margins helped offset TLTRO impact this quarter•Risk costs declined to 17 bps of average customer lending Full-year 2022 net result of €3,674 million, supported by growing customer base and increase in lending and deposits•On a full-year basis, our primary customer base grew by 585,000•Net core lending growth of €18 billion and net core deposits growth of €25 billion in 2022•Net result of €3,674 million in a challenging year; proposed final 2022 dividend of €0.389 per share CEO statement“Looking back, 2022 was... detalii