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Bancile pierd monopolul pe conturile clientilor

De la 1 ianuarie 2018, bancile vor pierde monopolul informatiilor despre conturile clientilor, pe care vor fi obligate, printr-o directiva europeana, sa le furnizeze si altor parti interesate, precum institutii bancare sau nebancare concurente sau firme de tehnologii financiare detalii

Developing Europe payment landscape

Speech by Yves Mersch, Member of the Executive Board of the ECB, at the Deutsche Bundesbank payment and securities settlement symposium 2017,  Frankfurt am Main, 18 May 2017 Introduction Fintech has created the potential for the design and implementation of detalii

EBA consults on Guidelines on security measures for operational and security risks under the PSD2

The European Banking Authority (EBA) launched today a consultation on its draft Guidelines on security measures for operational and security risks under the revised Payment Services Directive (PSD2). The Guidelines have been developed in close cooperation with the European Central Bank (ECB), and are in support of the objectives of PSD2, such as strengthening the integrated payments market in the EU, mitigating the increased security risks arising from electronic payments, and promoting equal conditions for competition. The consultation runs until 7 August 2017.

PSD2 requires payment service providers (PSPs) to establish a framework with appropriate mitigation measures and control mechanisms to manage operational and security risks arising from the payment services detalii

Research: SMEs, ready to switch banks for real-time payments

The majority of small and medium-sized (SMEs) business owners in the US and Europe would consider switching account providers for the offer of real-time payments, according to an online poll by YouGov. Two-thirds (65%) of US SME businesses stated that if banks offered real-time payments detalii

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