SEPA Instant Credit Transfer Scheme Rulebook is Published

Trimite stirea unui prieten
Nume *
E-mail *
E-mail prieten *
Cod validare * Turing Number
Tastati codul din imagine (doar cifre)

Autor: Bancherul.ro
2016-11-30 17:12

European Payments Council (EPC) statement:

Today is a major milestone for European payments: the EPC publishes the first rulebook of the SEPA Instant Credit Transfer (SCT Inst) scheme.

It will allow the transfer of initially up to 15,000 euro per single transaction in less than ten seconds, any time and any day, and in an international area that will progressively span over 34 European countries.

Credit transfers can currently take up to one day, and in some countries sometimes even more if the originators of the payment initiate their credit transfer during, for example, the weekend.

The SCT Inst scheme will therefore offer a convenient, easy, digital-oriented, and fast alternative to conventional credit transfers.

Payment Service Providers (PSPs) now have one year to get ready to process the first SCT Inst transactions in November 2017, which is the starting date of the scheme. Adherence to the scheme will be possible as of January 2017 (information will be made available on the EPC website). As the scheme is optional, its success will depend on the number of PSPs which will adhere to it, at least as receivers of SCT Inst transactions.

To answer the urgent need for a pan-European instant euro credit transfer scheme (several European countries were planning to launch national schemes without interoperability between them, which would have hindered the European payments’ harmonisation), the EPC managed to create the SCT Inst scheme in just one year after the recommendation expressed by the Euro Retail Payments Board. A broad spectrum of stakeholders from organisations of the whole payment chain were involved to make this scheme happen.

Source: EPC statement

Taguri: tehnologii bancare  euro  transferuri de bani  SEPA  plati in euro  transfer bancar  


Adauga un comentariu
Nume *:

E-mail *:
(nu se afiseaza pe site)

Turing Number

Tastati codul din imagine (doar cifre)  

Adauga un comentariu folosind contul de Facebook

Alte stiri din categoria: ENGLISH

National Bank of Romania blocks OTP Bank takeover of Banca Romaneasca

Press release on the NBR decision regarding the intention of OTP Bank to purchase Banca Românească:

The National Bank of Romania announces that, pursuant to Government Emergency Ordinance No. 99/2006 on credit institutions and capital adequacy, approved with detalii

European Commission unveils FinTech Action Plan

European Commission - Press release FinTech: Commission takes action for a more competitive and innovative financial market Brussels, 8 March 2018 The European Commission is today unveiling an Action Plan on how to harness the opportunities presented by detalii

Banca Transilvania financial results as at December 31, 2017

Banca Transilvania Preliminary Financial Results as at December 31, 2017 (bank statement) 2017 meant for Banca Transilvania a continuation of the positive track record, organic growth, efficiency and digital banking projects. Financial details (vs. the end of the detalii

Piraeus Bank completes the sale of a portfolio of €0.2bn of Romanian originated loans to Kruk Group

Piraeus Bank SA, in conjunction with Piraeus Bank Romania (together “the Bank”), have completed the sale of a portfolio of €0.2bn of Romanian originated loans to Kruk Group, according to a Piraeus Bank Group press release. The sale, together with sales of Romanian loans detalii

Ultimele Comentarii