Un sfert din numarul total de prestatori de servicii de plata din Europa au aderat la SEPA Instant (SCT Inst), schema de plati in euro prin care se pot realiza transferuri de bani in timp real.

Printre bancile, IFN-urile si fintech-urile care realizeaza plati instant in Euro se afla si una din Bulgaria (icard), insa niciuna din Romania. Vezi aici lista.

BPCE, a major French cooperative banking group (which includes the Banque Populaire and Caisse d’Epargne networks), is the very first payment service provider (PSP) in France to adhere to the SEPA Instant Credit Transfer (SCT Inst) scheme. Most BPCE banks will be ready to propose SCT Inst-based services in April 2018.

This is an exciting news for this EPC scheme launched in November 2017 and which enables the transfer of up to 15,000 euros in less than ten seconds, in a geographical area that will progressively span over 34 European countries.

The threshold of 1,000 PSPs registered for SCT Inst has now been passed. This represents twenty-five percent of all European PSPs.

The 1,046 PSPs are located in twelve European countries:

Austria
Belgium
Bulgaria
Estonia
France
Germany
Italy
Latvia
Lithuania
Malta
the Netherlands
and Spain

Most of them already propose SCT instant credit transfers to their customers. The PSPs already registered for SCT Inst but for a later readiness date are Belgian, German and Lithuanian, on top of the French ones.

Source: EPC